CHECK an individual's credit habits to gain insight into their habits. CREDIT access provides present and previous employment, tradelines, collections, public records, child support history and inquiry information. SCREEN applicants against the The Office of Foreign Assets Control (OFAC) database.
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Trans Union
Credit ReportIs the most common and standard type of report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.
Support for US and Canada
Fraud ID-TectVerification tool designed to prevent application fraud and determine the validity of personal information.
ID Search, ID ReportDelivers personal information including name, address, aliases, SIN, Employment, Date of Birth, and phone number from just a name or social.
Support for US and Canada
Total IDThis report provides comprehensive identity verification and application analysis to prevent fraud.
FICO Expansion Score
FICO Score Card Automotive Model(Term)Use this product for automotive loans and/or leases when little or no credit history is available. This product uses both application data and sub-prime data to generate a FICO Expansion Score similar to a score on a credit report.
FICO Score Card Credit Card Model(Revolving)Use this product for credit card and retail loans when little or no credit history is available. This product uses both application data and sub-prime data to generate a FICO Expansion Score similar to a score on a credit report.
FICO Score Card Mortgage ModelUse this product for mortgages when little or no credit history is available. This product uses application data, limited credit report data and sub-prime data to generate a FICO Expansion Score similar to a score on a credit report.
FICO Score Evaluation ToolWith this unique report, you can offer your customers a copy of their score range with explanations as well as suggestions to help improve their score.
PayNet
PayNet Company SearchThis industry leading product is a rich source of data on equipment financing transaction and business credit information necessary for financing small business loans.
PayNet Payment History ReportThis report provides in-depth payment history, equipment credit scores, equipment leases, loan obligations, bankruptcies, liens, judgments and UCC filings.
Searches(Additional Data Sources)
2 Credit Bureau Header SearchThis Search provides access to credit header records from the credit bureaus and returns current address and telephone information.
Bankruptcies, Liens and JudgmentsManage risk utilizing this database when granting credit. This database can also be used for fraud detection as well as identity validation. The Bankruptcies, Liens, and Judgements database includes records obtained from the final bankruptcies, liens, and judgements found in court records.
Bankruptcy SearchProvides most current search nationwide for bankruptcy filings on a person or business within just 2 days of a filing and returns Trustee, attorney for filer, assets, liabilities, chapter, date of creditors meeting and disposition.
Property SearchDetails from a deed or assessor
UCC SearchDetails from a loan made by a corporation. This includes items used for collateral.
Merge
MicroMerge Credit Profile ReportMerge data from all 3 bureaus to create a Credit Profile Report in an easy to read format.