Access geographical information in addition to a Credit Profile report.
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| Personal Information |
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| Name: |
HUBBY A TEST Senior |
Date of Birth: |
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| SSN: |
***-**-0000 |
Phone: |
000-1000 |
| On File Since: |
3/20/1999 |
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| Address: |
123 MAIN |
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FANTASY ISLAND US 00000
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| Reported On: |
11/15/2005 |
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| Address: |
111 W ANYWHERE Street 1A
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FANTASY ISLAND US 00000
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| Reported On: |
12/16/2003
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| Employment Information |
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| Company Name: SHERWOOD FOREST |
Date Hired: |
Occupation: |
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Date Reported: |
Income: |
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Separation Date: |
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| Company Name: GE |
Date Hired: |
Occupation: MANAGER |
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Date Reported: |
Income: |
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Separation Date: |
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| Geo Code |
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| GEO Status:
Insufficient Current Address |
| Address Indicator: Current
Address |
ZIP Code: 00000 |
| Block Code: |
Block Group Status: |
| GEO Status: No
Future Address Entered |
| Address Indicator: Future
Address |
ZIP Code: |
| Block Code: |
Block Group Status:
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| Report Summary |
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| Total # of Trades: |
6 |
| Current Trades: |
1 |
| Unrated Trades: |
0 |
| Curr Neg Trades: |
5 |
| Hist Neg Trades: |
3 |
| No. of Accts Paid: |
1 |
| Curr Past Due: |
4 |
| Amount Past Due: |
$2,052 | |
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| 30 Days: |
15 |
| 60 Days: |
5 |
| 90+ Days: |
6 |
| Inquiries: |
5 |
| Inq. last 6 mnths: |
2 |
| Public Records: |
3 |
| Collections: |
2 |
| Oldest Trade: |
2/2/1998 | |
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| Accounts Balance: |
$10,297 |
| Mnthly Payment: |
$191 |
| Credit Limit: |
$7,000 |
| High Credit: |
$14,792 |
| Total Real Est. Bal.: |
N/A |
| Total Rev. Bal.: |
$5,217 |
| Tot. Installment Bal.: |
$4,080 |
| Available %: |
25 | | |
| | | |
| Scorecards |
| |
| Scorecard: |
FICO Risk Score, Classic (04) |
| Score: |
521 |
| Reasons: |
(038) Serious delinquency, and public record or
collection filed |
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(013) Time since delinquency is too recent or
unknown |
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(018) Number of accounts with delinquency |
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(020) Length of time since derogatory public record
or collection is too short |
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(I) Inquiries impacted the credit score |
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| Collections |
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| Member Number |
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Industry Code |
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Date Reported |
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Amount |
| Creditor |
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Account Number |
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Date Verified |
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Balance |
| Status |
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Date Closed |
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| Narratives |
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| 000000000/ANY COLL |
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Collection services |
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1/8/1999 |
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- |
| COLLECTION AGENCY |
|
12 |
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2/16/2003 |
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$2,500 |
| (9B)Collection account
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2/15/2003 |
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| Placed for
collection |
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| 000000000/ANY COLL |
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Collection services |
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1/7/1999 |
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$5,000 |
| COLL AGENCY NAME |
|
123 |
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2/15/2003 |
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$0 |
| (9P)Payment after charge
off/collection |
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2/14/2003 |
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| Paid collection
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| Public Records |
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| Court Name/Number |
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Date Reported |
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Member Number |
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Amount |
| Record Type |
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Date Paid |
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Plaintiff |
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Assets |
| Court Type |
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ACC Designator |
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Attorney |
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Liability |
| Public Record
Disposition |
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Docket |
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Industry |
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Orig. Date |
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7/4/2005 |
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00000000 |
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- |
| Chapter 7 bankruptcy filing |
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- |
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- |
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$200,500 |
| Federal District |
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Joint account |
|
JOE ATTORNEY |
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$999,000 |
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930211111 |
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Miscellaneous and public record |
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6/11/2005 |
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00000000 |
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$16,000 |
| Civil judgement |
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- |
|
ABC CO |
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- |
| District Court |
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Individual account |
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- |
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- |
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930100000 |
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Miscellaneous and public record |
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1/5/2006 |
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00000000 |
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$5,000 |
| Tax lien |
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- |
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- |
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- |
| Circuit Court |
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Individual account |
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- |
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- |
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10101010 |
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Miscellaneous and public record |
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| Trade Lines |
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| Firm Name/ID |
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Opened |
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Credit Limit |
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Balance |
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MoPmnt |
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30 |
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60 |
|
90 |
| Account Number |
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Reported |
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High Credit |
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Past Due |
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MoRep |
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Pattern |
| KOB/Trade Type |
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Acct. Type |
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Chargeoff |
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Orig. Amt. |
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Date Closed |
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| Status |
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Lst. Paymnt. |
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Closed Ind |
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Owner |
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Terms |
| ANY CRD/00000000 |
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2/6/1998 |
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$5,000 |
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$1,000 |
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- |
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- |
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- |
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- |
| 000 |
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11/1/2006 |
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$3,000 |
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$1,000 |
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- |
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- |
| Banks / |
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Revolving |
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- |
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- |
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11/1/2006 |
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| (09)Charged off as bad
debt |
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- |
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closed chargoff |
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Joint account |
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- |
| PRL |
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| ANYCOMPANY/000000000 |
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2/7/1998 |
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- |
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$730 |
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$179 |
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1 |
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1 |
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1 |
| 0000 |
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11/1/2006 |
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$1,894 |
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$730 |
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17 |
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| Banks / |
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Revolving |
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- |
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- |
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- |
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| (05)120 days past due |
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- |
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Joint account |
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- |
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| ANYCO FINANCE/00000000 |
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2/4/1998 |
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- |
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$4,080 |
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$0 |
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5 |
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1 |
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0 |
| 00000 |
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11/1/2006 |
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$4,898 |
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$142 |
|
20 |
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| Finance / |
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Installment |
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- |
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- |
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- |
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| (03)60 days past due |
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- |
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Joint account |
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36 Months
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| ANYCO/000000000 |
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2/5/1998 |
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- |
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$0 |
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$758 |
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8 |
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1 |
|
3 |
| 00000 |
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2/17/2003 |
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$68,000 |
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$0 |
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20 |
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| Finance / |
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Mortgage |
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- |
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- |
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2/16/2003 |
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| (03)60 days past due |
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- |
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closed normally |
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Joint account |
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360 Months
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| Refinanced |
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| ANY COMPANY/000000000 |
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2/3/1998 |
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$2,000 |
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$1,487 |
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- |
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0 |
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0 |
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0 |
| 00000 |
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11/1/2006 |
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$3,000 |
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$180 |
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16 |
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| Department, / |
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Revolving |
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- |
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- |
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- |
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| (02)30 days past due |
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- |
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Joint account |
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- |
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| ANY CARD/0000000 |
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2/2/1998 |
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$5,000 |
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$3,000 |
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$12 |
|
0 |
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0 |
|
0 |
| 0000 |
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11/1/2006 |
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$5,000 |
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$0 |
|
30 |
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| Banks / |
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Revolving |
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- |
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- |
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- |
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| (01)Paid or paying as
agreed |
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- |
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Joint account |
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360 Months
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| Inquiries |
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| Date |
Subscriber Name |
Subscriber # |
Amount |
Mkt. |
SubMkt. |
KOB |
| 11/13/2006 |
ANYCOMPANY |
000000000 |
|
00 |
00 |
Miscellaneous and public record
|
| 11/13/2006 |
ANY CRED |
000000000 |
|
00 |
00 |
Collection services |
| 9/13/2003 |
ANY RESRC |
000000000 |
|
00 |
00 |
Real estate and public
accommodations |
| 8/16/2003 |
TEST SUBCODE |
000000000 |
|
00 |
00 |
Advertising |
| 6/1/1999 |
TEST SUBCODE |
000000000 |
|
00 |
00 |
Advertising |
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| Account Detail |
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| Number |
Name |
Phone |
Address |
| 00000000 |
ANY FEDERAL COURT-POR |
0000000000 |
1001
SW ANY AVE
ANY FLOOR
ANYCITY, XY00000 |
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| 00000000 |
ANY CNTY SUPR COURT |
0000000000 |
1001
SW ANY AVE
ANY FLOOR
ANYCITY, XY00000 |
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| 00000000 |
ANY CNTY RECD'S OFFICE |
0000000000 |
1001
SW ANY AVE
ANY FLOOR
ANYCITY, XY00000 |
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| 00000000 |
ANY CRD |
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1001
SW ANY AVE
ANY FLOOR
ANYCITY, XY00000 |
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| 00000000 |
ANYCOMPANY |
0000000000 |
1001
SW ANY AVE
ANY FLOOR
ANYCITY,
XY00000 |
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| 00000000 |
ANYCOMPANY |
0000000000 |
1001
SW ANY AVE
ANY FLOOR
ANYCITY,
XY00000 |
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| 00000000 |
ANYCOMPANY |
0000000000 |
1001
SW ANY AVE
ANY FLOOR
ANYCITY,
XY00000 |
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| 00000000 |
ANYCOMPANY |
0000000000 |
1001
SW ANY AVE
ANY FLOOR
ANYCITY,
XY00000 |
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| 00000000 |
ANY CARD |
|
1001
SW ANY AVE
ANY FLOOR
ANYCITY,
XY00000 |
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| 00000000 |
ANY COLLECTION |
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INVALID
INVALID, XXXXXXX |
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| 00000000 |
ANY CREDIT |
0000000000 |
1001
SW ANY AVE
ANY FLOOR
ANYCITY,
XY00000 |
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| 00000000 |
ANYCOMPANY |
|
1001
SW ANY AVE
ANY FLOOR
ANYCITY,
XY00000 |
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| 00000000 |
ANYCOMPANY |
|
1001
SW ANY AVE
ANY FLOOR
ANYCITY,
XY00000 |
| |
| 00000000 |
TEST SUBSCRIBER CODE |
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1001
SW ANY AVE
ANY FLOOR
ANYCITY, XY00000 |
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| Warning Messages |
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| Phone
Append - 4-Default product delivered / P03 |
| LOOK -
1-Requested product delivered / |
| HAWK -
1-Requested product delivered / |
| FICO
Risk Score, Classic (04) - 4-Default product delivered / |
| 07011 -
1-Requested product delivered / G07 |
| 07011 -
1-Requested product delivered / G04 |
| 06800 -
4-Default product delivered / OFAC Advisor Clear |
| Input;
year issued: 1936-1950; state: US; (est. Age obtained: 0 to
) |
| Consumer
statement (Regular consumer statement): THIS IS A TEST FILE
(ABCDE TEST) FOR NSNS CODE CONVERSION |
| Consumer
Statement Indicator: Consumer statement present on file |
| Credit
data not suppressed |
| Score
Derogatory Alert Flag: Inquiries impacted the credit
score |
| | | |
| Application Verification
History |
 |
Social Security Number "000-00-0000" is a Valid
SSN
|
| 11/14/2006
3:10p-JDOE |
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Applicant "000-00-0000" has Not
Deceased
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| 11/14/2006
3:10p-JDOE |
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No Match Found for Zip Code Lookup
"00000" |
| 11/14/2006
3:10p-JDOE |
| No notes exist for
this application |
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