Predicts the likelihood of a company paying in a delinquent manner (90+ days past terms) during the next 12 months.
(RKAX0001763
)
(C)2003D&B
H
001000553
030503
DOE, JOE A COMPANY INC
COPYRIGHT 2003 DUN & BRADSTREET INC. - PROVIDED UNDER CONTRACT
FOR THE EXCLUSIVE USE OF SUBSCRIBER 264-723153.
ATTN: CCC0000004
DUN & BRADSTREET COMMERCIAL CREDIT SCORING REPORT
===============================================================================
D-U-N-S: 00-100-0553 DATE PRINTED: May 20, 2003
DOE, JOE A COMPANY INC
DOE, JOHN A CO BUSINESS SUMMARY
==========================================
123 ANYSTREET ST CONTROL:
1956 ANYCITY, ST 12345 START:
1890 TEL: 000 123-0344 EMPLOYS:
45 CEO: JOE C DOE, PRES SIC: 37
13 LOB: TRUCK BODIES &
ASSOCIATED EQUIPMENT
===============================================================================
COMMERCIAL CREDIT SCORE
The Credit Score Class predicts the likelihood of a firm paying in a
severely delinquent manner (90 + Days Past Terms) during the next 12 months,
based on the information in D&B's file. The score was calculated using
statistically valid models derived from D&B's extensive data files.
CREDIT SCORE CLASS (0 - 5): 3- AVERAGE RISK
CREDIT SCORE PERCENTILE: 68
(Highest Risk: 1; Lowest Risk: 100)
The Credit Score Percentile above means this firm scores the same as or better
than 68 percent of the businesses currently available in D&B's Information
Base.
COMMERCIAL CREDIT SCORE: 488
(EOF)(RKAX0001758
)
(C)2003D&B
(Highest Risk: 101; Lowest Risk: 670)
INCIDENCE OF DELINQUENT PAYMENT AMONG
Companies with Scores 481-520: 5.6%
All Firms in D&B's Files: 17.1%
AVERAGE HIGH CREDIT: $1,106
HIGHEST CREDIT: $7,500
# TRADE EXPERIENCES: 40
PAYDEX SCORE/INDEX - FIRM: 76 - 6 Days Beyond Terms
PAYDEX SCORE/INDEX - INDUSTRY: 71 - 14 Days Beyond Terms
===============================================================================
COMMERCIAL CREDIT ANALYSIS
The Credit Score is based on the following prioritized factors in addition to
other information in D&B's files.
- Payment experiences exist for this firm which are greater than 60 days past
due.
- 18% of trade experiences indicate slow payment(s) are present.
- Control age or date entered in D&B files indicates lower risk.
- No record of open suit(s), lien(s) or judgment(s) in the D&B files.
Indications of slowness can be the result of disputes over merchandise,
skipped invoices, etc.
PAYMENT DETAILS
Antic - Anticipated (Payments received prior to date of invoice)
Disc - Discounted (Payments received within trade discount period)
Ppt - Prompt (Payments recieved within terms granted)
REPORTED PAYMENT HIGH NOW PAST SELLING LAST SALE
RECORD CREDIT OWES DUE TERMS WITHIN
05/03 Ppt 2500 0 0 N30 4-5 mos
04/03 Ppt 7500 2500 0 1 mo
Ppt 2500 0 0 2-3 mos
(EOF)(RKAX0001775
)
(C)2003D&B
Ppt 2500 100 100 1 mo
Ppt 2500 2500 0 1 mo
Ppt 1000 100 0 N30 1 mo
Ppt 1000 0 0 N30 2-3 mos
Ppt 1000 0 0 1 mo
Ppt 750 250 0
Ppt 750 100 0 2-3 mos
Ppt 500 500 0 N30 1 mo
Ppt 500 0 0 6-12 mos
Ppt 250 0 0 2-3 mos
Ppt 250 0 0 N30 6-12 mos
Ppt 250 0 0 2-3 mos
Ppt 50 0 0 N30 4-5 mos
Ppt 50 0 0 1 mo
Ppt-Slow 30 7500 5000 5000 N30 1 mo
Ppt-Slow 60 100 100 100 2-3 mos
Slow 240 100 100 100 6-12 mos
03/03 Disc-Ppt 750 750 0 1 mo
Ppt 1000 0 0 6-12 mos
Ppt 500 500 0 1 mo
Ppt 250 0 0 2-3 mos
Ppt 250 0 0 1 mo
Ppt 100 0 0 4-5 mos
(EOF)(RKAX0001709
)
(C)2003D&B
Ppt 100 0 0 6-12 mos
Ppt-Slow 5 250 0 0 N30 1 mo
(029) 50 0 0 N30 6-12 mos
02/03 Ppt 1000 1000 0 N30 1 mo
Ppt-Slow 30 2500 2500 250 N30 1 mo
Slow 30 750 0 0 2-3 mos
01/03 Ppt 100 0 0 6-12 mos
Ppt 100 0 0 6-12 mos
12/02 Ppt 500 500 0 N30 1 mo
10/02 Ppt 1000 1000 0 N30 1 mo
09/02 Ppt 750 0 0 6-12 mos
(038) 1000 0 0 6-12 mos
07/02 Ppt 500 0 0 2-3 mos
06/02 Slow 15 100 0 0 N30 6-12 mos
Payment experiences reflect how bills are met in relation to the terms granted.
In some instances payment beyond terms can be the result of disputes over
merchandize, skipped invoices etc.
Each experience shown represents a separate account reported by a supplier.
Updated trade experiences replace those previously reported.
===============================================================================
For additional information on this company, you may order other D&B products
or Investigative Services.
END OF DUN & BRADSTREET COMMERCIAL CREDIT SCORING REPORT
(EOR)