Sample Report
Predicts the likelihood of a company paying in a delinquent manner (90+ days past terms) during the next 12 months.

(RKAX0001763
  )
(C)2003D&B
H
001000553

030503
DOE, JOE A COMPANY INC
       COPYRIGHT 2003 DUN & BRADSTREET INC. - PROVIDED UNDER CONTRACT
                FOR THE EXCLUSIVE USE OF SUBSCRIBER 264-723153.

                     ATTN: CCC0000004

               DUN & BRADSTREET COMMERCIAL CREDIT SCORING REPORT
===============================================================================

D-U-N-S: 00-100-0553                 DATE PRINTED:  May 20, 2003

DOE, JOE A COMPANY INC
  DOE, JOHN A CO                    BUSINESS SUMMARY
                                     ==========================================
 123 ANYSTREET                        ST      CONTROL:
1956 ANYCITY, ST                 12345        START:
1890 TEL: 000                    123-0344      EMPLOYS:
45 CEO: JOE C DOE,              PRES          SIC: 37

                                     13          LOB: TRUCK BODIES &
                                                   ASSOCIATED EQUIPMENT

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                           COMMERCIAL CREDIT SCORE

The Credit Score Class predicts the likelihood of a firm paying in a
severely delinquent manner (90 + Days Past Terms) during the next 12 months,
based on the information in D&B's file. The score was calculated using
statistically valid models derived from D&B's extensive data files.

CREDIT SCORE CLASS (0 - 5):                 3- AVERAGE RISK

CREDIT SCORE PERCENTILE:                   68
(Highest Risk: 1; Lowest Risk: 100)

The Credit Score Percentile above means this firm scores the same as or better
than 68 percent of the businesses currently available in D&B's Information
Base.

COMMERCIAL CREDIT SCORE:                  488
(EOF)(RKAX0001758
  )
(C)2003D&B
(Highest Risk: 101; Lowest Risk: 670)

INCIDENCE OF DELINQUENT PAYMENT AMONG
     Companies with Scores    481-520:   5.6%
     All Firms in D&B's Files:          17.1%

AVERAGE HIGH CREDIT:                   $1,106
HIGHEST CREDIT:                        $7,500

# TRADE EXPERIENCES:                      40
PAYDEX SCORE/INDEX - FIRM:                76 - 6 Days Beyond Terms
PAYDEX SCORE/INDEX - INDUSTRY:            71 - 14 Days Beyond Terms

===============================================================================
                           COMMERCIAL CREDIT ANALYSIS

The Credit Score is based on the following prioritized factors in addition to
other information in D&B's files.

  - Payment experiences exist for this firm which are greater than 60 days past
    due.
  - 18% of trade experiences indicate slow payment(s) are present.
  - Control age or date entered in D&B files indicates lower risk.
  - No record of open suit(s), lien(s) or judgment(s) in the D&B files.

Indications of slowness can be the result of disputes over merchandise,
skipped invoices, etc.

                             PAYMENT DETAILS

     Antic - Anticipated (Payments received prior to date of invoice)
     Disc  - Discounted  (Payments received within trade discount period)
     Ppt   - Prompt      (Payments recieved within terms granted)

REPORTED  PAYMENT          HIGH       NOW      PAST  SELLING       LAST SALE
          RECORD          CREDIT      OWES     DUE    TERMS         WITHIN

05/03    Ppt                 2500        0        0  N30              4-5 mos
04/03    Ppt                 7500     2500        0                   1 mo
         Ppt                 2500        0        0                   2-3 mos
(EOF)(RKAX0001775
  )
(C)2003D&B
         Ppt                 2500      100      100                   1 mo
         Ppt                 2500     2500        0                   1 mo
         Ppt                 1000      100        0  N30              1 mo
         Ppt                 1000        0        0  N30              2-3 mos
         Ppt                 1000        0        0                   1 mo
         Ppt                  750      250        0
         Ppt                  750      100        0                   2-3 mos
         Ppt                  500      500        0  N30              1 mo
         Ppt                  500        0        0                   6-12 mos
         Ppt                  250        0        0                   2-3 mos
         Ppt                  250        0        0  N30              6-12 mos
         Ppt                  250        0        0                   2-3 mos
         Ppt                   50        0        0  N30              4-5 mos
         Ppt                   50        0        0                   1 mo
         Ppt-Slow 30         7500     5000     5000  N30              1 mo
         Ppt-Slow 60          100      100      100                   2-3 mos
         Slow 240             100      100      100                   6-12 mos
03/03    Disc-Ppt             750      750        0                   1 mo
         Ppt                 1000        0        0                   6-12 mos
         Ppt                  500      500        0                   1 mo
         Ppt                  250        0        0                   2-3 mos
         Ppt                  250        0        0                   1 mo
         Ppt                  100        0        0                   4-5 mos
(EOF)(RKAX0001709
  )
(C)2003D&B
         Ppt                  100        0        0                   6-12 mos
         Ppt-Slow 5           250        0        0  N30              1 mo
         (029)                 50        0        0  N30              6-12 mos
02/03    Ppt                 1000     1000        0  N30              1 mo
         Ppt-Slow 30         2500     2500      250  N30              1 mo
         Slow 30              750        0        0                   2-3 mos
01/03    Ppt                  100        0        0                   6-12 mos
         Ppt                  100        0        0                   6-12 mos
12/02    Ppt                  500      500        0  N30              1 mo
10/02    Ppt                 1000     1000        0  N30              1 mo
09/02    Ppt                  750        0        0                   6-12 mos
         (038)               1000        0        0                   6-12 mos
07/02    Ppt                  500        0        0                   2-3 mos
06/02    Slow 15              100        0        0  N30              6-12 mos

Payment experiences reflect how bills are met in relation to the terms granted.
In some instances payment beyond terms can be the result of disputes over
merchandize, skipped invoices etc.

Each experience shown represents a separate account reported by a supplier.
Updated trade experiences replace those previously reported.




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  For additional information on this company, you may order other D&B products
  or Investigative Services.

             END OF DUN & BRADSTREET COMMERCIAL CREDIT SCORING REPORT
(EOR)