Prescreen products are decisioning tools that analyze a consumer’s credit file. Decide whether or not a consumer qualifies for a product or level of service.
Additional
Descriptions Below.
TRANS UNION 555 West Adams
St. Chicago, IL 60661 1-312-258-1717 Date Reported:
5/19/2003
Scorecards
Scorecard:
EMPIRICA 95
Score:
510
Reasons:
Serious delinquency (doesn't apply to redeveloped (1998) version of
EMPIRICA)
Number of accounts with delinquency
Time since delinquency is too recent or unknown
Proportion of balances to credit limits is too high on bank revolving
or other revolving accounts
Scorecard:
New DELPHI
Score:
872
Reasons:
Serious delinquency, derogatory public record, or collection
Past due balances
Near total credit limits, or lacks credit accounts or lacks recent
credit activity
Serious delinquency, derogatory public record or collection with a
balance
Ref No.: JGYEAFCRMXT1
Account No.:
Level: 01
Dec. Class: A
Bureau ID: 2
Credit Limit: $5,000
Level Code: A
Dec. Text: PASS
20030519101428
Max Level: 06
Level Reasons:
Reasons:
Warning Messages
(OFAC)4-Default product delivered
/
(OFAC)4-Default product delivered /
(OFAC)4-Default product
delivered /
004: Congratulations you have been pre-approved for a credit
card with a limit up to $5,000 and overdraft protection of $1,000.